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Discover effortless investing. Seventy Financial Planning would like to introduce you to Wealthify, a simple and affordable investment service.
There’s no need to be a stock market genius or have thousands of pounds to invest. Whether you’re cautious, ambitious, or ethical with your money, Wealthify’s team of experts manage everything, guiding your investments along the way.
With straightforward, low-cost investments, it’s easy to create good money habits and give your savings more potential.
With a Wealthify Investment introduced by Seventy Financial Planning you’re always in control:
You can choose to invest your money in our Original or Ethical Plans.
Original Plans use low cost investment funds to give you the broadest access to the stock market. They mostly use instruments known as ‘passive investments’ that track financial markets.
We use funds from leading providers to build our range of five original Plans.
Saving for the future is important, and so is staying true to your values.
Wealthify has joined forces with best-in-class ethical fund providers to create a range of five Ethical Plans that let you invest in organisations committed to having a positive impact on society and the environment.
We keep costs low and transparent so that you can maximise your returns.
Annual % | Annual estimate | |
---|---|---|
Wealthify fee | 0.60% | ... |
Average investment costs | ... | ... |
Total | ... | ... |
No. We are not regulated to give you advice on whether investing is right for you. If you’re unsure, you should always seek the advice of an Independent Financial Adviser (IFA).
This depends on which product you have with us.
Wealthify is backed by Aviva, the UK’s largest insurance provider and a global financial services company.
Wealthify remains fully authorised and regulated by the Financial Conduct Authority. Our customers’ money will be covered by the Financial Services Compensation Scheme (FSCS) up to £85,000.
Aviva and Wealthify are independently covered by the FSCS scheme, so a customer holding funds with both companies will be covered by the FSCS on each other their balances up to £85,000.
Yes, your money is safe when using Wealthify, as the companies we work with, and Wealthify itself, are regulated by the Financial Conduct Authority and hold your cash securely and separately from their own. This means that if Wealthify went into administration, our creditors wouldn’t have a claim to your assets.
Here’s a simple breakdown of who holds the funds to each of our products:
INVESTMENT CUSTOMERS
General Investment Account
Your funds are held by Winterflood Securities Limited.
Stocks and Shares ISA
Your funds are held by Winterflood Securities Limited.
Junior ISA
Your funds are held by Winterflood Securities Limited.
Self-Invested Personal Pension
Your funds are held by Embark Investment Services.
Aviva and Wealthify are independently covered by the FSCS scheme, so a customer holding investments with both companies can be covered by the FSCS on each other their balances up to £85,000.
It's important to understand that the FSCS doesn't cover you in the event that your investments do not perform as expected, and you get back less than you originally invested.
For more information about FSCS cover for investment products, visit the FSCS website.
SAVINGS CUSTOMERS
Instant Access Savings Account
Your funds are held by ClearBank Limited.
Please be aware that all your eligible deposits in accounts powered by ClearBank are added together when determining your level of FSCS protection. Compensation is limited to a maximum of £85,000 per person, per banking licence. Visit the ClearBank website to see which other deposit providers have accounts using ClearBank's banking licence.
If Wealthify were to fail: ClearBank will continue to hold your funds and there would be no need for the FSCS to step in.
If ClearBank were to fail: you would need to make a claim via the FSCS where they will step in to protect your funds up to a maximum of £85,000.
For more information about FSCS cover for savings products, visit the FSCS website.
For any other queries about FSCS cover with Wealthify, visit our dedicated FSCS Protection page.
Your money is looked after by a team of qualified investment managers with experience in established firms all over the world. Our experts have developed an investment system that uses algorithms and industry experience to pick the best funds available to you, then builds you an investment plan that suits your goals and attitude to risk. And because things are always changing in the financial markets, our team monitors and adjusts your plan regularly, to make sure your money works as hard as you do.